Project Description

Several states have recently adopted financial education curricular standards at the high school level. This two-year research investigation will: a) analyze existing data from a web-based survey of credit practices of nearly 30,000 Midwest college students to compare the financial knowledge and credit practices (including credit risk) of college students from states with varying high school financial education mandates, and b) use this model of data collection and analysis to design and implement an expanded national study which will contrast a broader array of financial practices among college students exposed to varying financial-education policy mandates. Results will be disseminated through the publication of referred journal articles and presentations at conferences for financial affairs and education professionals.